Terms of Use

By using rateshieldquotes.com you agree to these terms. If you do not agree, please do not use the site.

What this service is

RateShield is an advertising and referral service. We are not an insurance company, agency, or broker. We do not sell, underwrite, bind, modify, or cancel insurance policies, and we do not make coverage or claims decisions. Our only function is to connect consumers who are shopping for insurance with independent licensed agents or agencies by telephone.

No insurance advice

Nothing on this site is insurance, legal, tax, or financial advice, and nothing here is an offer to sell or a solicitation to buy insurance in any jurisdiction where such an offer would be unlawful. Any coverage recommendation must come from the licensed agent you speak with.

Advertised rates are illustrative

Monthly figures shown on these pages — including any “as low as” amount — are illustrative examples drawn from available carrier data for qualifying applicants. They are not quotes, offers, guarantees, or bound coverage. Your actual premium depends on factors including your location, property or vehicle, coverage selections, claims history, and carrier underwriting. Not every applicant will qualify for the rate shown, and products and carriers are not available in every state.

Calls

• Calls are placed by you. We do not use the numbers displayed here to make outbound marketing calls.
• The number shown is a tracking number and may vary between visitors. See our Privacy Policy.
• Calls may be recorded or monitored by the agent who answers, subject to applicable law.
• Agent availability, hold times, and the carriers an agent represents are outside our control. Standard carrier message and data rates may apply to calls you place.

How we are paid

We receive compensation from participating agents, agencies, carriers, or marketing partners when a call is connected or results in a sale. Compensation may influence which partners receive calls and the order in which options are presented. Our service is free to you, and you are never obligated to purchase anything.

Acceptable use

You agree not to use this site unlawfully, to interfere with its operation, to scrape or copy it by automated means, or to place calls for any purpose other than a genuine insurance inquiry.

Third-party sites and partners

We are not responsible for the content, products, services, acts, or omissions of any third-party agent, agency, carrier, or website, including those you are connected to by telephone. Your dealings with them are solely between you and them.

Disclaimer and limitation of liability

This site is provided “as is” and “as available,” without warranties of any kind, express or implied, including merchantability, fitness for a particular purpose, accuracy, and non-infringement. To the fullest extent permitted by law, RateShield Quotes will not be liable for any indirect, incidental, consequential, special, or punitive damages, or for any loss arising from your use of this site or from any insurance transaction with a third party. Some jurisdictions do not allow certain exclusions, so parts of this section may not apply to you.

Changes

We may modify these terms or the site at any time. Continued use after a change means you accept the revised terms. The “last updated” date above reflects the most recent revision.

Contact

RateShield Quotes · 4041 MacArthur Blvd, Suite 210, Newport Beach, CA 92660